Faqrurrowzi, L., Pulungan, D. R., & Wahyudi Maherza. (2025). The Impact of Financial Technology (Fintech) on Financial Inclusion in Developing Countries: A Critical Literature Analysis. International Journal of Economic, Technology and Social Sciences (Injects), 6(1), 203–214. https://doi.org/10.53695/injects.v6i1.1298